Late payments do affect your credit rating but what most consumers don’t know is that it also depends on how late your payment is made to the creditor. To start with, late payments that are made to creditors but are no later than 30 days late are not reported to the credit bureaus. So for [...]
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How Long Do Late Payments Stay on My Credit Report?
April 14th, 2010 
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Tags: 12 Months, Car Loans, Car Payments, Consumers, Couple Of Days, Credit Bureaus, Credit Card Payment, Credit Cards, Credit Rating, Credit Report, Creditor, Creditors, Interest Rate, Late Payments, Mortgage Loans, Mortgage Payments, Personal Loans, Score, Secured Loans, Tony Banks 
No Comments »Credit Repair Post Subprime Mortgage Crisis
October 11th, 2009 admin Many individuals and families with less than perfect credit scores have found themselves caught up in the recent US subprime mortgage crisis. In many situations, they are the victims of unscrupulous lenders who have engaged in predatory lending practices and unfair, or “teaser”, interest rates. The end result is that many victims have come out [...]
Posted in Articles Tags: Adjustable Rate Mortgages, Borrowers, Credit Histories, Credit Repair, Credit Scores, Disastrous Results, End Result, Fallout, Fixed Interest, Initial Period, Market Interest Rates, Mortgage Loans, Predatory Lending Practices, Rate Period, Subprime Lending, Subprime Mortgages, Traditional Mortgage, Traditional Mortgages, Unscrupulous Lenders, Us Housing Market No Comments »