Credit freezes are often confused with fraud alerts, but they are really nothing similar. A fraud alert is when new creditors are alerted that you may have been the victim of fraud, and the creditor is required to take additional verification steps that prove they should be accessing your credit and opening an account for [...]
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Understanding Frozen Credit
April 19th, 2010 
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Tags: 15 Minutes, Credit Bureaus, Credit Car, Credit Cards, Credit Fraud, Credit Freeze, Credit Report, Creditor, Creditors, Equifax, Experian, Few Days, Fraud Alert, Freezes, Late Payments, New Job, Transunion, Verification Steps, Victim Of Fraud, Victims Of Identity Theft 
No Comments »How Long Do Late Payments Stay on My Credit Report?
April 14th, 2010 admin Late payments do affect your credit rating but what most consumers don’t know is that it also depends on how late your payment is made to the creditor. To start with, late payments that are made to creditors but are no later than 30 days late are not reported to the credit bureaus. So for [...]
Posted in Articles Tags: 12 Months, Car Loans, Car Payments, Consumers, Couple Of Days, Credit Bureaus, Credit Card Payment, Credit Cards, Credit Rating, Credit Report, Creditor, Creditors, Interest Rate, Late Payments, Mortgage Loans, Mortgage Payments, Personal Loans, Score, Secured Loans, Tony Banks No Comments »The Perfect Credit Dispute Letter
April 7th, 2010 admin The key to repairing your bad credit is the Credit Dispute Letter. You’ve put so much effort (probably a lot of cash too) into eliminating old debts and creating good credit but if you want to rewrite history, credit-wise, you’ve got to convince the credit bureaus to take the eraser to your past. Getting the [...]
Posted in Articles Tags: Bad Credit, Blemish, Clock, Credit Bureau, Credit Bureaus, Credit Dispute Letter, Credit Report, Credit Worthiness, Creditor, Debts, Discrepancies, Eraser, Fraud, Legal Responsibility, Life Success, Lot, Old Adage, Perfect Prose, Pretty Much Sums, Repairing Credit No Comments »