Posts Tagged ‘Credit Reporting Bureaus’

Understanding What is a Fico Score and Tips on Hiring the Best Credit Repair Service

FICO score is a credit scoring system that was developed in the1950s by Fair Isaac & Co. Today, the three major credit reporting bureaus Experian, Equifax and Trans Union all use FICO scores to evaluate the credit worthiness of almost 90% of the adult Americans. FICO scores can range from 300-850 and these scores are [...]

Credit Repair – Remove Negative Items – Is It Doable?

Credit repair, remove negative items. Can it be done? You’ve probably come across ads promising to clean up your credit file, lower your payments, removing bad information, and/or help you open a brand new file. Can it be done?As you probably know, there are three major credit reporting agencies in the US. By simple math, [...]

Bad Credit Repair – Understand Your Credit Report

Due to changes made to the Fair Credit Reporting Act as of December 2003, the three credit bureaus TransUnion, Experian and Equifax are now required, at your request, to provide you with an official credit report, at no cost. This is allowed once every 12 months. You are encouraged to take advantage of this, and [...]

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