Posts Tagged ‘Credit Report’

Instant Online FICO Score Credit Rating

Your FICO score is the same as your credit score. It ranges from 300 -850, the higher the FICO score the better. This means that a higher FICO score makes your financial reputation appear less risky to banks, resulting in you higher chances of lower interest on your loans. This rating is most frequently used [...]

How Long Do Late Payments Stay on My Credit Report?

Late payments do affect your credit rating but what most consumers don’t know is that it also depends on how late your payment is made to the creditor. To start with, late payments that are made to creditors but are no later than 30 days late are not reported to the credit bureaus. So for [...]

How to Interpret Credit Score Ranges

Your credit score ranges are an important asset, and it is vital that you treat them as such. Without careful attention, it is possible for your scores to drop to the point where it would be almost impossible for you to acquire a loan of any sort. Why is this? Almost three-quarters of lenders pay [...]

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