Credit freezes are often confused with fraud alerts, but they are really nothing similar. A fraud alert is when new creditors are alerted that you may have been the victim of fraud, and the creditor is required to take additional verification steps that prove they should be accessing your credit and opening an account for [...]
Posts Tagged ‘Credit Cards’
Understanding Frozen Credit
April 19th, 2010 
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Posted in Articles 
Tags: 15 Minutes, Credit Bureaus, Credit Car, Credit Cards, Credit Fraud, Credit Freeze, Credit Report, Creditor, Creditors, Equifax, Experian, Few Days, Fraud Alert, Freezes, Late Payments, New Job, Transunion, Verification Steps, Victim Of Fraud, Victims Of Identity Theft 
No Comments »How Long Do Late Payments Stay on My Credit Report?
April 14th, 2010 admin Late payments do affect your credit rating but what most consumers don’t know is that it also depends on how late your payment is made to the creditor. To start with, late payments that are made to creditors but are no later than 30 days late are not reported to the credit bureaus. So for [...]
Posted in Articles Tags: 12 Months, Car Loans, Car Payments, Consumers, Couple Of Days, Credit Bureaus, Credit Card Payment, Credit Cards, Credit Rating, Credit Report, Creditor, Creditors, Interest Rate, Late Payments, Mortgage Loans, Mortgage Payments, Personal Loans, Score, Secured Loans, Tony Banks No Comments »Meeting Credit Card Requirements
April 12th, 2010 admin Believe it or not, when you start your hunt for your first piece of plastic, it’s actually not as hard as you think. People often tend to think that getting your first credit card is really tough. After you read our quick list, you’ll realize that applying and getting approved isn’t as hard as you [...]