The usage of such cards is one of the important factors in assessing a person’s credit score, as is debt management. These factors clearly indicate an individual’s ability to manage credit.
If you have a low score, then credit repair measures are advised.
As such, your credit worthiness is reflected clearly through your FICO score and credit report, and this is what the financial institutions refer to when you apply for any loan or credit.
Tips to Improve Your Credit Report
You deserve fair representation, and the credit bureaus are required by the Fair Credit Act to review and respond to any disputes on your credit report within 30 days.
Once you have accessed your free annual credit report, it is time to work on your raise credit score strategy. This is a two part process: dispute credit report errors and find inefficiencies in your credit behavior.

December 17th, 2011
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