Have you heard any of the following claims? “We can repair your credit in just 10 days – GUARANTEED!” “We can remove negative items from your credit file and replace them with positive ones!” “We can help you create a new identity with perfect credit!”… If any of these claims sound too good to be [...]
Archive for January, 2010
The Credit Repair Organizations Act (CROA) Demystified
January 29th, 2010 
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Posted in Articles 
Tags: Act, Completion Date, Consumers, Counseling Services, Credit Repair Companies, Credit Repair Organizations, Credit Repair Services, Credit Report, Employer Identification Number, Federal Trade Commission, Fraud, Measures, New Identity, Perfect Credit, Personal Responsibilities, Prosecution, Scam Artists, Social Security, Social Security Number, Warning Signs 
No Comments »Is Credit Repair A Scam?
January 27th, 2010 admin If you want to find an industry with a horrible reputation look no further than credit repair. Over the years I have seen countless companies coming to my office wanting me to send all of my applicants for a mortgage who had bad credit to them. Most of them stated the same thing, “I will [...]
Posted in Articles Tags: 3 Credit Bureaus, Advantage Credit, Bad Credit, Blast, Collections, Countless Companies, Credit Repair Companies, Credit Report, Credit Reporting, Credit Restoration, Creditors, Debts, Ftc Claims, Inaccuracies, Key Strokes, Legitimate Business, Mortgage, Reputation, Restoration Companies, Restoration Company No Comments »Does "Credit Repair" Really Work?
January 27th, 2010 admin There are a lot of “credit repair” companies out there, and they promise a lot. How good are their promises, and what can they really do for you. We will take a look at the realities of the credit repair business in this article.Credit Repair involves a company contacting the three major credit bureaus for [...]
Posted in Articles Tags: Christmas Holiday Season, Credit Equifax, Credit Repair Companies, Credit Repair Company, Credit Report, Credit Reporting Act, Debts, Equifax, Experian, Fair Credit Reporting Act, Federal Fair Credit Reporting Act, Good Job, Letter Writer, Major Credit Bureaus, Payment History, Realities, Repair Business, Seven Years, Three Major Credit Bureaus, Transunion No Comments »