Establishing a good FICO credit score isn’t all that difficult; all you have to do is pay your bills on time. But if you have a bad credit score from a history of not paying your bills promptly, repairing your score and building it up to a level where you can get competitive loan rates [...]
Archive for December, 2009
Credit Repair Scheme Promises Fast Score Increases But May Be Illegal
December 20th, 2009 
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Tags: Bad Credit, Bankruptcy Credit, Cosigner, Credit Repair, Credit Report, Credit Reports, Credit Scores, Deliberate Effort, Dramatic Increases, Fico Credit Score, Fico Score, Fraud, Husbands And Wives, Judgment, Loan Rates, Questionable Legality, Score Increases, Seasoned Credit, Seven Years, Willing Participants 
No Comments »Some Straight Talk About Credit Repair Laws
December 19th, 2009 admin On the grand scale the consumer credit economy of the USA has provided more personal comfort and material benefits to more people than any economic system in history. The percentage of people who own their own homes, the number of cars per family, TVs per household, electrical appliances and even the normalization of luxury goods [...]
Posted in Articles Tags: Accurate Credit, Business Corporations, Credit Decisions, Credit Reporting Act, Decent Life, Economy Of The Usa, Economy Works, Electrical Appliances, Equifax, Experian, Fair And Accurate Credit Transactions, Fair And Accurate Credit Transactions Act, Fair And Accurate Credit Transactions Act Facta, Fair Credit Reporting Act, Fair Credit Reporting Act Fcra, Macro Level, Massive Number, Material Benefits, Personal Comfort, Statistical Models No Comments »Why Do I Need Credit Repair?
December 18th, 2009 admin The average credit score across the U.S. is 723. Approximately 58% of Americans have healthy credit scores ranging from 700 to 850. This percentage constitutes 13% having scores from 800 and above, 27% with scores 750 to 799 and 18% with scores from 700 to 749.But what about the remaining 42% of us? Well, there [...]
Posted in Articles Tags: Average Credit Score, Bad Credit, Big Ticket Items, Credit Repair, Credit Scores, Creditor, Creditors, Economic Downturns, Furniture, Head In The Sand, Interest Rates, Job, Money, People, Reason, Repairing Your Credit, Several Ways, Stock Market Crash, Tahiti, Unexpected Events No Comments »